What Can You Get Done In a Weekend?

You would be surprised with a Vision & Plan!

This all started with Pinterest, a vision and a plan. We made a list of the items we would need, and even with a list and notebook . . . what do you know? yes, a few extra trips to Lowes too!

We kept on track with what we wanted to complete each day – we basically zoned the project in half. Knowing where you want to end each day makes it easier to plan where it’s best and more productive to start.

So, remember with any redesign project starts with a few tools:

  • A vision
  • A plan
  • A notebook / pad
  • Measurement & placement notes

Peace Harmony & Rock the Redesign!

X ♥ O Cheryl

Simple & easy tips below ↓↓↓

Tuesday Money Tip$

NYT2008121512593046CDifferent Mindsets between the Poor & Wealthy

Poor says “I can’t afford it”  –  Wealthy say’s “How can I afford it”

Win Big, Loss Big – It’s all about attitude

1. Financial Education: The Key to Wealth

Kiyosaki has said that his true passion is teaching. He created the Cashflow board game and the financial education-based Rich Dad Company to teach people about money management. The board game is designed to simulate real-life financial strategies and scenarios.

2. Take Control of Your Finances

No one cares as much about your financial security as you do. So Kiyosaki’s advice is to “take responsibility for your finances or take orders all your life.”

He added: “You’re either a master of money or a slave to it.”

3. Pay Yourself First

Budgeting isn’t only about paying the bills. It’s also about paying yourself first by socking away money routinely.

4. Have a Contingency Plan

In the event of a job loss, decrease in income, medical emergency or other unexpected situation, it’s important to have a contingency plan and cash reserves to cover expenses, he said.

“Setbacks often leave us reeling since they’re often unexpected and can involve high emotion. And when emotion goes up, intelligence goes down,” Kiyosaki said. “I try to step back, calm my emotions and ask myself: What’s the lesson here? What can I learn from this? How can I be better prepared in the future?” 

5. Spend on Assets, Not Liabilities

To get ahead financially, Kiyosaki recommended that you spend money on assets that generate wealth such as real estate. You can’t grow your wealth if you’re spending it on cars, clothes, and vacations.

6. Make Money Work for You

Kiyosaki has often said that stashing your money in a savings account earning a low rate of return won’t make you rich.

“Invest it,” he said. “Put your money to work for you instead of working for money all your life.”

7. Know the Difference Between Good and Bad Debt

Contrary to what you might think, Kiyosaki said that not all debt is bad. “The first step in a debt strategy is to understand the difference between good debt and bad debt — and how good debt can make you rich,” he said.

For example, getting a mortgage to buy income-generating rental property is considered good debt. Bad debt is when consumers overspend and find themselves with too much credit card debt.

8. Learn From Your Mistakes

When Kiyosaki worked for Xerox, he wanted to learn how to be a better salesman. He volunteered for a charity and made cold calls to ask for donations.

“Paradoxically, the more I failed as a volunteer, and learned from those failures, the more successful I became as a salesman,” he wrote. “At the end of the day, successful people are those who practice, practice, practice, fail, fail, fail and eventually succeed as a result.”

9. Take Advantage of Market Downturns

One of the tenants of investing is to buy low and sell high. Yet emotions often drive investing decisions, and people end up getting out of the market when it tumbles. But that’s when it can be a good time to buy up stock to add to your portfolio.

“The true investors make more when markets crash,” Kiyosaki said in a recent interview.

10. Work With a Team

To succeed, you need support, especially when it comes to business and investing. “Money is important to success, but it’s only a component,” he wrote. “There are other people who help a venture to be successful.”

(Source: gobankingrates.com) – Robert Kiyosaki’s Book: Rich Dad Poor Dad